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Leasing specialist · all of Slovakia online

Leasing and car loans
with no down payment

Leasing and car loans with no down payment and a good interest rate. All we need is the VIN, we take care of the rest. All of Slovakia online, no travelling between branches.

  • 0 % down payment
  • 100 % online
  • All of Slovakia
The LuxMotion fleet: Ford Mustang Mach 1, Chevrolet Camaro SS and Mercedes-Benz GLC

Why a leasing specialist

We're not a bank. We're on your side.

While a bank looks for reasons to say no, we look for ways to say yes.

0 % down payment

Financing with no cash for all vehicles: new, used and imported. You don't need your own money up front.

VIP interest rate

We work with several banks and partners. We pick a good rate, not the first one available. Less paid in total.

Approval within 30 minutes

From sending your documents to pre-approval. No branches, no travelling, everything online across Slovakia.

Vehicles from abroad too

Pre-approval for any vehicle, even outside Slovakia. All we need is the VIN or the foreign registration document.

We approve everyone

Employees, self-employed, limited companies, pensioners, foreigners and people working abroad. We set the conditions individually.

No comprehensive insurance

With a car loan the bank is the owner and you are the keeper. Third-party liability insurance is enough, comprehensive insurance is not required.

How it works

The whole process from your sofa.

No branches, no travelling. Approval within half an hour.

1

You fill in the form

Name, phone, e-mail and type of financing. It takes less than two minutes.

2 minutes
2

You send the documents

ID card, bank statements and the VIN, by e-mail or WhatsApp.

5 minutes
3

Approval within 30 min

You know the result and the instalment quickly. You sign the contract electronically.

within 30 minutes

What we can finance

If it has a VIN or a type plate, we finance it.

Vehicles from 2013 · max. 96 months · mileage up to 400 000 km (M1) and 500 000 km (N1).

Cars

Motorbikes and scooters

Vans N1

Caravans and mobile homes

Machinery and equipment

Boats

Quad bikes

Food trucks

Special vehicles

Vehicles from abroad

New

Buying a new food truck, machine, caravan or mobile home? We approve it with no down payment and up to 100 000 € at a VIP interest rate.

I'm interested

Refinancing

Have a vehicle at home and need cash?

You don't have to sell it. We refinance your vehicle and free up capital, and you keep driving. Fast, discreet, no unnecessary paperwork.

  • You keep driving, you don't lose the vehicle
  • You get the cash quickly
  • No travelling, everything online
  • Individual conditions depending on the vehicle
30 min

pre-approval after you send your documents

96

months, the maximum financing period

0 %

down payment on all types of vehicles

Bought a car recently and have high instalments?

APR in your contract 15 % or more? Send us the numbers and we show you what instalment you would have with us.

Compare your contract

Required documents

What you need for pre-approval

Minimum conditions: 18+ years · employees at least 3 months in the job · self-employed and limited companies at least 6 months.

Private individual

employee, pensioner

  • ID card
  • Information on personal data processing (GDPR)
  • The last 3 bank statements as PDF
  • A verifiable phone number and e-mail

Employee abroad

working outside Slovakia

  • ID card + GDPR
  • Copy of the employment contract
  • 3× bank statement as PDF, can be from abroad
  • A verifiable phone number and e-mail

Entrepreneur

self-employed, sole trader

  • ID card + GDPR
  • 3× business account statement
  • A verifiable phone number and e-mail

Legal entity

limited company, association

  • Director's ID card + GDPR
  • 3× business account statement as PDF
  • A verifiable phone number and e-mail

Foreign client

foreign national

  • ID card + permanent residence in Slovakia
  • Information on personal data processing (GDPR)
  • 3× account statement as PDF
  • A verifiable phone number and e-mail

Not sure?

Call or write. We tell you exactly what you need, without unnecessary stress.

Call us

Careful with an unregistered vehicle: for a vehicle not yet registered in Slovakia, we recommend allowing about 500 € for fees, plus registration tax, number plates and vehicle insurance.

Have doubts?

Here are the answers.

They won't approve me, my credit rating is bad.
We approve employees, the self-employed, limited companies, pensioners and foreigners with permanent residence in Slovakia. We always adapt the conditions individually. Pre-approval is free and without obligation.
I'll overpay, the interest will be high.
Is the APR in your contract 15 % or more? Send us the numbers and we show you the difference in black and white. We work with several banks and pick the best rate, not the first one available.
It will be slow and complicated.
The form takes 2 minutes. Documents by e-mail. You know the result within 30 minutes. You sign the contract electronically. The whole process runs without a single branch visit.

No-obligation calculation

Calculate your instalment. Within 30 minutes.

Free · no obligation · answer within half an hour.

GDPR · Your data is safe · No obligation

Thank you, we have your request.

We get back to you as soon as possible with the instalment calculation. If it's urgent, call us directly.

+421 911 463 138

What our customers say

Real reviews from our Google Business Profile.

All reviews
Google reviews

LuxMotion Trnava

Hlavná 26/34, 917 01 Trnava, Slovakia
Car rental Driving experiences Wedding car
Jozef Moravec (Joe)

Jozef Moravec (Joe)

in the last week

Pristup majitela 100% velmi zlaty pan. Co sa tyka auta mali sme pozicany mustang a je to zazitok. Odporucam

Attila Szekeres

Attila Szekeres

in the last week

Je to super zážitok a odporúčam každému! inštruktor velmi milý Pán!

Simon Restei

Simon Restei

2 weeks ago

Absolútne výnimočný zážitok! Profesionálny prístup a auto v TOP stave. Celú jazdu som si užil od prvej do poslednej sekundy. Ďakujem a určite využijem služby LuxMotion znova.😎

Majo Horka

Majo Horka

2 weeks ago

Velka vdaka za zazitok s Mustangom cez vikend. Vsetko prebehlo max profesionalne s celym Vasim teamom, auto bolo uzasne, syn mal obrovsku radost. Urcite sa este vidime.

Edita Sinanska

Edita Sinanska

a month ago

Parádny zážitok, vrelo odporúčam 👍

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From our drives

@luxmotion.slovakia
I'm interested